1. Acceptance of Terms
3. Service provider
The main service provider of OmaTurva Oy's website and its subpages is:
OmaTurva Oy, trade register number 3252490-9
4. Responsibility of the service provider
OmaTurva Oy is not responsible for damages that may be caused by the use of these pages or electronic services or by preventing access or related damage. OmaTurva Oy does not guarantee that electronic services and websites work without interruption or without errors. The information and material provided on OmaTurva Oy's website or its sub-pages cannot be considered as a binding offer, invitation or commitment to OmaTurva Oy unless the matter has been specifically notified.
5. Information produced by a third party
OmaTurva Oy is not responsible for material produced or published by a third party or for any indirect or direct damages resulting from possible incorrect information in these materials
6. Intellectual property rights
The copyright and intellectual property rights of the appearance of the OmaTurva website or its sub-pages or the content on them belong to OmaTurva Oy. Publishing, reproducing, transferring or changing the content or appearance of the pages without the written permission of the right holder is prohibited. Personal use is allowed, e.g. by printing a single page. If information is borrowed from the website, the source or link to a source from which the information can be verified must be clearly visible in the content.
7. Limitation of liability
OmaTurva Oy carefully tries to ensure the correctness of the information on the pages. OmaTurva Oy is not responsible for the correctness of the information or any indirect or direct damages that may arise from it. The customer is responsible for the correctness of the message sent or the information provided via the website or its subpages. OmaTurva Oy is not responsible for indirect or direct damages caused by the loss or integrity of data sent through the OmaTurva website or its subpages.
OmaTurva Oy cannot guarantee the confidentiality of e-mails and text messages sent on an open data network. The customer must avoid sending confidential information to OmaTurva Oy via an unsecured email or text message connection.
OmaTurva Oy can store your information for targeting marketing via phone, e-mail, text message or other direct marketing channel for you for one year after the processing of your latest application has ended. We use the information you provide and other information related to your most recent application. You can deny this at any time by contacting customer service: firstname.lastname@example.org
You can also subscribe to OmaTurva Oy's newsletter by accepting the subscription terms. Consent can be given orally, by e-mail or via a form or order link in the online service. In this context, OmaTurva Oy may store and process the personal data you provide and may contact you in the future by e-mail, via social media channels or digital channels, by phone and letter in order to inform OmaTurva Oy about new products, services or other offers of the partners mentioned on its website or its subpages. The consent given to OmaTurva Oy is valid until further notice. If you do not want to receive communications from OmaTurva Oy or if you want to withdraw your consent or stop subscribing to our newsletter at any time, please contact customer service: email@example.com
9. Invoicing and cancellation of products
Invoices for products sold by OmaTurva Oy are charged using your chosen payment method always on the day of invoicing. At least one payment method must be defined. As a rule, the billing cycle is annual, unless specified in the product-specific insurance terms and conditions and the customer has chosen other billing cycles. You can change the invoicing period and invoicing method in accordance with the product-specific insurance conditions. If the charge of the payment fails, you will receive a notification by e-mail.
10. Processing of personal data
You can read more about OmaTurva Oy's Privacy Statement here.
11. Transfer of Rights
OmaTurva Oy is entitled to transfer all or part of its usage rights or obligations, partially or completely, without the users' separate consent, to a subsidiary or successor, or to a possible buyer of the business related to OmaTurva Oy's website or its subpages.
12. Applicable Law and Disputes